1.
Muljono HT, Ratnawati T, Sihab MR. Digitalization of Gearing Ratio Program to Mitigate Financial Risk of Indonesian Credit Guarantee Industry. ICOEMA [Internet]. 2024Nov.13 [cited 2026Jan.14];3:693-702. Available from: https://conference.untag-sby.ac.id/index.php/icoema/article/view/5059