Sarsiti. “Literature Study: Financial Literacy Encourages the Sustainability of MSMEs? The Perspective of Knowledge Based View (KBV)”. International Conference On Economics Business Management And Accounting (ICOEMA) 3 (November 13, 2024): 229-250. Accessed January 14, 2026. https://conference.untag-sby.ac.id/index.php/icoema/article/view/5019.