Prastyorini, Juli. “Fintech Innovation and Hedonism Lifestyle on Student Financial Sustainability With Financial Intelligence As an Intervening Variable”. International Conference On Economics Business Management And Accounting (ICOEMA) 3 (November 12, 2024): 109-122. Accessed January 14, 2026. https://conference.untag-sby.ac.id/index.php/icoema/article/view/5008.