Sarsiti (2024) “Literature Study: Financial Literacy Encourages the Sustainability of MSMEs? The Perspective of Knowledge Based View (KBV)”, International Conference On Economics Business Management And Accounting (ICOEMA), 3, pp. 229-250. Available at: https://conference.untag-sby.ac.id/index.php/icoema/article/view/5019 (Accessed: 15January2026).