Antoni, A. (2023) “FINANCIAL, TAX LITERACY, CAPITAL STRUCTURE, PERFORMANCE AND COMPETITIVENESS OF MSMEs IN THE DIGITAL TRANSFORMATION ERA”, International Conference On Economics Business Management And Accounting (ICOEMA), 2, pp. 328-338. Available at: https://conference.untag-sby.ac.id/index.php/icoema/article/view/3000 (Accessed: 14January2026).