Duarte, B. L. . and Ratnawati, T. (2023) “Family Financial Planning: Financial Technology and Financial Literacy”, International Conference On Economics Business Management And Accounting (ICOEMA), 2, pp. 308-314. Available at: https://conference.untag-sby.ac.id/index.php/icoema/article/view/2996 (Accessed: 12January2026).