Yulianto, T. . (2022) “The Effect of the Financial Services Authority’s Credit Relaxation Policy Against Commercial Bank Credit Risk Before and During Pandemic Covid-19”, International Conference On Economics Business Management And Accounting (ICOEMA), 1, pp. 923-932. Available at: https://conference.untag-sby.ac.id/index.php/icoema/article/view/2222 (Accessed: 19January2026).