Influence of Increasing Fintech Users in Indonesia: Literature Review

Abstract

This paper aims to determine the factors that influence the increasing interest in financial technology (fintech) users in Indonesia, which has increased rapidly in the last one or two years. The research method used in this paper uses a literature review method from various articles that discuss user interest in using fintech applications published in reputable online journals. The results showed that financial literacy was the most widely raised topic in measuring user interest in using fintech applications, followed by the topic of the benefits of fintech applications in influencing user interest in using fintech applications, the next topic was the ease of using fintech applications affecting user interest in using fintech applications. , the topic of security using fintech applications affects user interest in using fintech applications, social influence in influencing user interest in using fintech applications, and the last is knowing the risks of using fintech affecting user interest in using fintech applications. This study has the limitation of only providing an overview of the research results from the selected articles, but does not provide an analysis related to the selected articles.